The state of the U.S. economy is in disarray due to the war in Iran. Between oil price volatility – Strait of Hormuz disruptions – saturated capital spending on AI, and overall stalled growth, we are in an uphill battle compared to the record-high marks we experienced in 2025. These challenges have presented substantial levels of uncertainty for the American people, and those involved in the Middle East as well.

The United States endured a gritty 4th quarter. AI bubble concerns remained a focal point, policy uncertainty drove renewed interest in gold, the labor market continued to cool, and expectations for interest rate cuts intensified.

As 2026 approaches, it is time to reflect on this past year and prepare for the new year. There is much to reflect on for 2025, but AI stole much of the show. Artificial Intelligence is still dominating headlines and is quickly reshaping our everyday lives. It is imperative we are all aware of its impacts.

Whether you're navigating retirement or running a business, the OBBBA introduces new twists to two key tax provisions. Learn more about the SALT cap and senior deduction updates, stipulations, and technical aspects so you can make smarter financial moves in 2025 and beyond.

Though their situations and relationships are unique, one of the most significant transitions for all occurs when the first spouse dies.  Everyone is at a different stage of preparation when this happens, so we do our best to help our surviving spouse clients through the next steps of life.